It takes less than 15 seconds and doesn’t cost a thing. Follow these three simple steps: 1. First add items to your shopping bag, and checkout as normal. On RY.com.au AfterPay is only valid for purchases less than $500 – no min. spend. 2. Next, on the checkout page, select AfterPay as your payment method. 3.Last, enter your details with AfterPay. And then you’re done!